jmc

An $\text{annulus}$ is the region between two concentric circles. The concentric circles in the figure have radii $b$ and $c$, with $b>c$. Let $\overline{OX}$ be a radius of the larger circle, let $\overline{XZ}$ be tangent to the smaller circle at $Z$, and let $\overline{OY}$ be the radius of the larger circle that contains $Z$. Let $a=XZ$, $d=YZ$, and $e=XY$. What is the area of the annulus? Express your answer in terms of $\pi$ and at most one of the variables $a,b,c,d,e$.