jmc

There are two possible right triangles. One of the triangles has $4$ and $5$ as its legs, so by the Pythagorean Theorem, the hypotenuse has a length of $\sqrt{4^2+5^2}=\sqrt{41}$. The other possible triangle is that the longer length, $5$, is the hypotenuse. We can use the Pythagorean Theorem to solve for the other leg, or we recognize that $4$ and $5$ are part of the Pythagorean triple $(3,4,5)$, so the other leg has a length of $3$ units. Since the hypotenuse is the longest side in a right triangle, there isn't a triangle with a hypotenuse of $4$ and a leg of $5$. So $\sqrt{41}$ and $3$ are the only possible lengths of the third side. Using a calculator, we find that the product as a decimal rounded to the nearest tenth is $3\sqrt{41}=\boxed{19.2}$.